About Us

Maryland Mortgage Lender Primary Residential Mortgage

Primary Residential Mortgage, Inc. is a National Mortgage Lender and a Maryland Mortgage Lender with several branches throughout Maryland.  John Thomas is a licensed Maryland loan officer. He is a Certified Mortgage Planner (CMP). He has a bachelor’s degree in Physics from the University of Delaware and a Masters degree in Education from Delaware State University. John is also the author of the book, Your Guide to Buying Your First Home in Maryland. John teaches Free First Time Home Buyer Seminars every month for more info visit www.MarylandHomeBuyerSeminars.com

Maryland Mortgage Lender

Our philosophy is to educate our clients on the best product and program that fits their unique financial situation and then offer our professional advice on the best solution that fits the needs we have identified together.

We are truly passionate about our profession, and the result is that nearly 100% of our business is by referral from satisfied clients, trusted financial advisers and the most experienced realtors in Maryland. Our mission is to carefully guide you through the entire home loan process, so that you feel confident as you make choices about the many options available for your financing strategy. With many years and a wide range of experience in the mortgage industry, our dedicated team stands ready to assist each and every step of the way.

Primary Residential Mortgage Maryland Team

John R. Thomas,  Branch Manager – Certified Mortgage Planner & License Maryland Loan Officer. As your Mortgage Planner, my job is to oversee your loan and be a resource for you throughout the loan process in regards to interest rates, loan programs, etc. I also will analyze your loan to make sure it fits with your long term financial plan. Author of the book, Your Guide to Buying Your First Home in Maryland. NMLS – 38783



You only think about home financing a few times during your life ~ I think about it every single day. It’s your home and your future. It’s my profession and my passion. I am ready to work for your best interest. – John R. Thomas

Please feel free to contact me for Loan Programs, Advice, Mortgage Quotes & Rates at 410-412-3319 or GET STARTED ONLINE

Primary Residential Mortgage, Inc.
1220A E Joppa Rd
Towson, MD
410-412-3319 MD Office
302-355-3291 Fax

John Thomas

NMLS 38783

Branch Manager

248 E. Chestnut Hill Road.

Newark, DE 19713


PRMI NMLS 3094. Branch NMLS 106170. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms, and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend. Licensed by the Delaware State Bank Commissioner to engage in business in Delaware 5644 expires on 12/31/2017. Department of Financial Institutions Consumer Credit Division, First Lien License 11069 Secretary of State Securities Commission Second Lien License 103936. Maryland Department of Labor, Licensing and Regulation Commissioner of Financial Regulation #5511. New Jersey Department of Banking and Insurance. Pennsylvania Department of Banking 23206. Bureau of Financial Institutions: MC-2248 Broker MC-2248 NMLS # 3094 (http://nmlsconsumeraccess.org).

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Consumer Voice- https://www.primaryresidentialmortgage.com/resources/consumer-voice


Towson, Maryland
Baltimore, Maryland
Fredrick, Maryland
Elkton, Maryland

Owings Mill, Maryland

Equal Housing Lender

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